So the commercial banks, they called this " financial intermediation."

所以业们，被称为“金融媒介”。

So let me create a a couple of normal commercial banks.

首先让我来画几个业。

I think the commercial banks are not doing enough.

我认为业做得还不够。

We're talking about a commercial bank or lending out the money.

假设金融中介是业 们会把钱贷出去。

Part of what they should be doing is to be talking to the commercial banks.

他们应该做的一部分是与业对话。

Established in 1983, Silicon Valley Bank was, just before collapsing, America's 16th largest commercial bank.

硅谷成立于1983年，在倒闭前曾是美国第16大业。

M-Shwari, M-Co-op Cash and KCB M-Pesa, all of them linked to large commercial banks.

M-Shwari、M-Co-op Cash及KCB M-Pesa, 全部与大型业挂钩。

But bottom lines suffered as commercial banks set aside reserves to prepare for likely credit losses.

但随着业为可能的信贷损失做拨款准备，盈亏底线受响。

Commercial banks are bracing for the impact of the crisis, but it has yet to come.

业正在为危机的响做准备，但危机尚未来。

Another innovative method commercial banks use to prevent the threat of bank runs is the introduction of term deposits.

业用来防止挤兑威胁的另一种创新方法是引入定期存款。

In others it is advance payments from oil traders, liabilities from public-private partnerships or hidden loans from commercial banks.

在其他地方，是来自于石油交易的预付款、来自公私伙伴的债务或是来自业的隐性贷款。

Inclusive loans to micro and small businesses by large commercial banks will increase by over 30 percent this year.

大型业普惠小微企业贷款增长30％以上。

The Bank of Japan also has set a negative interest rate for the money commercial banks hold with it.

日本央还将业存入该的资金定为负利率。

They can receive a loan from other commercial banks or from the Federal Reserve in these kinds of exceptional circumstances.

在这些特殊情况下，他们可以从其他业或美联储那里获得贷款。

Over the past year those in commercial banks have sunk by half a trillion dollars, a drop of nearly 3%.

在过去的一年里，业的存款减少5000亿美元，降幅接近3%。

The Kenyan President Uhuru Kenyatta has signed into a law a bill which caps interest rates charged by commercial banks.

肯尼亚总统乌胡鲁与审批通过一项法案，该法案对肯尼亚业收取的利率采取封顶措施。

Commercial banks, especially small and medium-sized ones, should replenish capital to ensure sufficient lending to the real economy, said Lou.

楼继伟说，业，特别是中小，应该补充资本金，确保向实体经济提供足够的贷款。

Commercial banks have these things called reserves.

业拥有这些称为准备金的东西。

Instead, cash is created by commercial banks and it never actually gets printed.

相反，现金是由业创造的，实际上从未印制过。

They see them as redundant to the lending that commercial banks already do.

他们认为们对于业已经提供的贷款来说是多余的。